> {{Bank Name}} is a {{state-chartered | nationally chartered}} {{bank | credit union}} serving {{primary geographic area}}. {{One-line value prop, for example "We focus on community banking, small business lending, and residential mortgages for {{region}} since {{founding year}}."}} Member {{FDIC | NCUA}}. Equal Housing Lender.

About

[About Us]({{base_url}}/about): Who we are, our charter type, founding date, leadership, and community footprint
[Locations]({{base_url}}/locations): All branch and ATM locations across {{geographic area}}
[Contact]({{base_url}}/contact): Customer service phone, email, and routing number reference

Personal Banking

[Checking Accounts]({{base_url}}/personal/checking): Account types, monthly fees, opening minimums, and feature comparison
[Savings & Money Market]({{base_url}}/personal/savings): APY rates, minimum balances, FDIC coverage explanation
[Certificates of Deposit]({{base_url}}/personal/cds): Current CD rates by term, early withdrawal terms
[Mortgages]({{base_url}}/personal/mortgages): Loan types we offer (conventional, FHA, VA, USDA), rate disclosures, and eligibility
[HELOCs]({{base_url}}/personal/heloc): Home equity line product details and rate disclosures
[Credit Cards]({{base_url}}/personal/credit-cards): Card products, APRs, rewards programs

Business Banking

[Business Checking]({{base_url}}/business/checking): Business account types and monthly fee structure
[SBA Lending]({{base_url}}/business/sba-loans): SBA 7(a), 504, Express, and Community Advantage programs we offer. Note our Preferred Lender status if applicable.
[Commercial Real Estate]({{base_url}}/business/commercial-real-estate): CRE lending products and underwriting overview
[Treasury Services]({{base_url}}/business/treasury): Cash management, ACH, wire, and merchant services

Common Questions

[FAQ]({{base_url}}/faq): Comprehensive question and answer set covering FDIC coverage, account opening, online banking, fees, routing numbers, and product specifics

Disclosures

[Truth in Savings]({{base_url}}/disclosures/savings): APY methodology and rate disclosures
[Fee Schedule]({{base_url}}/disclosures/fees): Current fee schedule for all products
[Privacy Policy]({{base_url}}/privacy): How customer data is handled
[Accessibility Statement]({{base_url}}/accessibility): WCAG compliance and assistive technology support

Optional

[News & Press]({{base_url}}/news): Recent press releases and community announcements
[Annual Report]({{base_url}}/annual-report): Latest annual report PDF
[Careers]({{base_url}}/careers): Open positions and culture overview

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Notes for the deployer

Replace every {{ placeholder }} with the customer's actual values. URLs must be canonical (no tracking parameters, no trailing slashes unless the canonical version has them, no /index.html). Verify every URL returns 200 OK before deploying. Update the file quarterly or whenever a major page changes.